XRP
Ko e XRP ko ha paʻanga fakatikitale naʻe fakatupu ʻe he Ripple Labs ʻi he 2012. ʻOku fakataumuʻa ia ke faingofua ai ʻa e ngaahi fetongi ʻi he vahaʻa fonua pea ʻe lava ke ngāueʻaki ke hiki ʻa e mahuʻinga ʻi he vahaʻa ʻo e ngaahi paʻanga kehekehe ʻi he founga vave mo ola lelei. Koeʻuhi ko hono ngaahi ʻulungāanga makehe mo hono ngāueʻaki lahi, kuo hoko ʻa e XRP ko ha koloa mahuʻinga ki he kau fakatupu paʻanga mo e kau fakatau ke nau muimuiʻi.
Ko e taha ʻo e ngaahi ʻuhinga tefito ʻoku mahuʻinga ai ke muimuiʻi ʻa e ueʻi ʻo e totongi ʻo e XRP ko hono fehokotaki mo e ngāue fakapaʻanga lahi ange. Kuo felāveʻi ʻa e Ripple mo e ngaahi kautaha fakapaʻanga mo e ngaahi pangikē ʻe laka hake ʻi he 300 ʻi māmani, ʻa ia kuo ne ueʻi ʻa e ngāueʻaki ʻo e XRP ʻi he tuʻunga fakapaʻanga anga-maheni. Ko ia ai, ʻoku ʻi ai ʻa e faingamālie ʻa e XRP ke ne fai ha ngāue mahuʻinga ʻi he kahaʻu ʻo e ngaahi totongi mo e ngaahi ʻave paʻanga ʻi he vahaʻa fonua.
ʻIkai ngata ʻi hono ngāueʻaki ʻi he ngaahi fetongi ʻi he vahaʻa fonua, kuo hoko foki ʻa e XRP ko ha koloa fakatupu paʻanga manakoa. Hangē ko e ngaahi paʻanga kalipito kehe, ʻoku mātuʻaki fakatuʻutāmaki ʻa e mahuʻinga ʻo e XRP pea ʻe lava ke uesia ia ʻe ha ngaahi tefitoʻi meʻa kehekehe, kau ai ʻa e ongoʻi ʻa e maketi, ngaahi fakalakalaka fakalao, mo e ngaahi meʻa ʻoku hoko ʻi he ongoongo.
Ko e fakatātā, ʻi he faʻahitaʻu fakaʻosi ʻo e 2020, naʻe fakahoko ʻe he Komisoni Vakaiʻi Paʻanga mo e Fetongi ʻa ʻAmelika (SEC) ha fakamaau ki he Ripple Labs, ʻo pehē naʻe fakahoko ʻe he kautaha ha fakatau tuʻunga paʻanga taʻe-lesisita ʻaki ʻa e XRP. Ko e ongoongo ʻo e fakamaau naʻe tō ai ʻa e totongi ʻo e XRP ʻo laka hake ʻi he peseti ʻe 60, ʻo fakahaaʻi ai ʻa e mahuʻinga ʻo hono muimuiʻi ofi ʻo e ngaahi fakalakalaka fakalao mo e ngaahi meʻa ʻoku hoko ʻi he ongoongo ʻoku lava ke uesia ai ʻa e totongi ʻo e XRP.
Ko e ʻuhinga ʻe taha ʻoku mahuʻinga ai ke muimuiʻi ʻa e ueʻi ʻo e totongi ʻo e XRP ko e faingamālie ki he vakai ki he maketi. Ko hono ngāueʻaki lahi ʻo e XRP ʻi he tuʻunga fakapaʻanga anga-maheni mo hono ngāueʻaki ʻi he ngaahi fetongi ʻi he vahaʻa fonua ʻoku hoko ai ia ko ha koloa makehe ke muimuiʻi. ʻI hono muimuiʻi ʻo hono ueʻi ʻo e totongi, ʻe lava ke maʻu ʻe he kau fakatupu paʻanga mo e kau fakatau ha ngaahi vakai mahuʻinga ki he ngāue fakapaʻanga lahi ange pea ke nau ʻiloʻi ʻa e ngaahi hala mo e ngaahi faingamālie ki he fakatupu paʻanga.
ʻI hono fakaʻosi, ko e XRP ko ha paʻanga kalipito mahuʻinga ke muimuiʻi koeʻuhi ko hono ngaahi ʻulungāanga makehe, hono ngāueʻaki lahi, mo e faingamālie ki he fakatupu paʻanga mo e vakai ki he maketi. ʻI hono muimuiʻi ofi ʻo hono ueʻi ʻo e totongi, ʻe lava ke fai ʻe he kau fakatupu paʻanga mo e kau fakatau ha ngaahi fili ʻoku makatuʻunga lelei ange ʻi he ʻilo ki heʻenau ngaahi fakatupu paʻanga pea ke nau mahino lelei ange ʻa e ngaahi meʻa ʻoku ueʻi hono mahuʻinga.